BitcoinATM.news

Bitcoin ATMs in St. Cloud, MN

St. Cloud, Minnesota has 6 Bitcoin ATMs from 2 operators. Bitstop leads with 4 locations. 3 locations are available 24/7.

6
ATMs
2
Operators
Last updated: July 2026
At a Glance
6 Bitcoin ATMs
2 Operators
Bitstop Top Operator (4)
60% Open 24/7

Bitcoin ATM Fees & Limits in St. Cloud, MN

10–23%
No statutory fee cap in Minnesota

Minnesota does not currently limit Bitcoin ATM fees. Industry-wide, fees run 10–23% of the transaction once the exchange-rate spread is counted. Treat this as an industry range, not a measurement of St. Cloud.

Minnesota transaction limits

  • New customers$2,000/day
Active (Ban Pending Signature) Money Transmission Modernization Act

Currently regulated under the 2024 Money Transmission Modernization Act ($2,000/day limits for new customers, 72-hour period, KYC, warnings). Ban pending: HF 4188 (omnibus commerce policy bill) passed the Minnesota House 122-12 on April 23, 2026; Senate companion SF 3868 passed 57-10 on April 9, 2026. If signed by Gov. Walz, the prohibition takes effect August 1, 2026, with a wind-down period through December 31, 2026 for operators to process final payouts.

Full Minnesota regulations guide · Verified 2026-04-28

How the operators in St. Cloud rate

OperatorATMsTrustHardwareAvg fee
Bitstop 4 F ★★★½☆ —
CoinFlip 1 F ★★★★☆ —

Trust grades reflect regulatory and enforcement history; hardware ratings score the machine models an operator deploys. How we score.

All Bitcoin ATMs in St. Cloud

6 locations
9th Ave X-Press
429 9th Ave N, St. Cloud, MN 56303, USA
Bitstop
Kwik Trip
750 15th Ave SE, St Cloud, MN 56304, USA
Bitstop 24/7
Kwik Trip
1230 Hwy 23 E, St Cloud, MN 56304, USA
Bitstop 24/7
Kwik Trip
725 44th Ave N, St Cloud, MN 56303, USA
Bitstop 24/7
St. Cloud Stop
4045 2nd Street South, St. Cloud, MN 56301, USA
CoinFlip Bitcoin ATMs

Frequently Asked Questions

How many Bitcoin ATMs are in St. Cloud, MN?
There are 6 Bitcoin ATMs in St. Cloud, Minnesota, operated by 2 different providers.
Which operators have Bitcoin ATMs in St. Cloud?
Bitcoin ATM operators in St. Cloud include: Bitstop (4), CoinFlip (1).
Are there 24/7 Bitcoin ATMs in St. Cloud?
Yes, 3 of the 6 Bitcoin ATMs in St. Cloud are available 24 hours a day, 7 days a week — that’s 60% of all locations.
What fees do Bitcoin ATMs charge in St. Cloud?
Minnesota does not currently cap Bitcoin ATM fees, and fees industry-wide typically run 10%–23% of the transaction once the exchange-rate spread is included. We have no verified fee reports for St. Cloud yet — if you use an ATM here, reporting the fee helps other readers.
Is there a daily limit on Bitcoin ATM purchases in St. Cloud?
Yes. Minnesota sets statewide transaction limits: new customers are limited to $2,000/day. Individual operators may impose lower limits of their own.
How do I use a Bitcoin ATM in St. Cloud?
To buy Bitcoin at an ATM in St. Cloud: (1) Find a location using the map above, (2) bring cash and a valid ID, (3) scan your Bitcoin wallet QR code or create a new wallet at the machine, (4) insert cash, and (5) confirm the transaction. Most ATMs have a $20 minimum purchase.