Bitcoin ATMs in Waterloo, IA
Waterloo, Iowa has 8 Bitcoin ATMs from 1 operator. All locations are operated by Bitstop. 6 locations are available 24/7.
8
ATMs
1
Operators
Last updated: September 2026
At a Glance
8
Bitcoin ATMs
1
Operators
Bitstop
Top Operator (8)
75%
Open 24/7
Bitcoin ATM Fees & Limits in Waterloo, IA
Greater of $5 or 15%
Statutory maximum in Iowa
Total fees, including the exchange-rate spread, may not exceed Greater of $5 or 15% under Iowa Code § 533C.1004; 2026 Chapter 1078. This is a legal ceiling, not an average — operators may charge less.
Iowa transaction limits
- New customers$1,000/day
- Established customers$1,000/day
- Fee capGreater of $5 or 15%
Active
Iowa Code § 533C.1004; 2026 Chapter 1078
Iowa limits all customers to $1,000 per day and new customers to $10,000 during their first 30 days. Charges are capped at the greater of $5 or 15%. The 2026 amendments expressly require kiosk operators to hold money-transmission licenses.
Full Iowa regulations guide · Official state source · Verified 2026-09-05
All Bitcoin ATMs in Waterloo
8 locationsKwik Star
1717 E San Marnan Dr
Kwik Star
135 E Ridgeway Ave
Kwik Star
875 Fisher Dr
Kwik Star
111 E Donald St
Kwik Star
1717 E San Marnan Dr, Waterloo, IA 50702, USA
Kwik Star
135 E Ridgeway Ave, Waterloo, IA 50702, USA
Rays Supermarket
1975 Franklin Street
Rays Supermarket
1975 Franklin St, Waterloo, IA 50703, USA
Frequently Asked Questions
How many Bitcoin ATMs are in Waterloo, IA?
There are 8 Bitcoin ATMs in Waterloo, Iowa, operated by 1 different provider.
Which operators have Bitcoin ATMs in Waterloo?
Bitcoin ATM operators in Waterloo include: Bitstop (8).
Are there 24/7 Bitcoin ATMs in Waterloo?
Yes, 6 of the 8 Bitcoin ATMs in Waterloo are available 24 hours a day, 7 days a week — that’s 75% of all locations.
What fees do Bitcoin ATMs charge in Waterloo?
Iowa caps total Bitcoin ATM fees — including the exchange-rate spread — at Greater of $5 or 15% under Iowa Code § 533C.1004; 2026 Chapter 1078. That is the legal maximum in Waterloo; operators may charge less.
Is there a daily limit on Bitcoin ATM purchases in Waterloo?
Yes. Iowa sets statewide transaction limits: new customers are limited to $1,000/day. Individual operators may impose lower limits of their own.
How do I use a Bitcoin ATM in Waterloo?
To buy Bitcoin at an ATM in Waterloo: (1) Find a location using the map above, (2) bring cash and a valid ID, (3) scan your Bitcoin wallet QR code or create a new wallet at the machine, (4) insert cash, and (5) confirm the transaction. Most ATMs have a $20 minimum purchase.