Bitcoin ATMs in Waterloo, IA

Waterloo, Iowa has 6 Bitcoin ATMs from 1 operator. All locations are operated by Bitstop. 5 locations are available 24/7.

6

ATMs

1

Operators

Last updated: July 2026

Bitcoin ATM Fees & Limits in Waterloo, IA

15%

Statutory maximum in Iowa

Total fees, including the exchange-rate spread, may not exceed 15% under Iowa Consumer Fraud Act (per AG enforcement). This is a legal ceiling, not an average — operators may charge less.

Iowa AG has cited a 15% effective cap in enforcement against Bitcoin Depot and CoinFlip.

Iowa transaction limits

• New customers$1,000/day
• Established customers$1,000/day
• Fee cap15% or $5

Active SF 449 (2025)

Full Iowa regulations guide · Verified 2026-03-14

How the operators in Waterloo rate

Operator	ATMs	Trust	Hardware	Avg fee
Bitstop	6	F	★★★½☆	—

Trust grades reflect regulatory and enforcement history; hardware ratings score the machine models an operator deploys. How we score.

All Bitcoin ATMs in Waterloo

6 locations

Kwik Star

135 E Ridgeway Ave

Bitstop 24/7

Kwik Star

1717 E San Marnan Dr, Waterloo, IA 50702, USA

Bitstop 24/7

Kwik Star

111 E Donald St, Waterloo, IA 50703, USA

Bitstop 24/7

Kwik Star

875 Fisher Dr, Waterloo, IA 50701, USA

Bitstop 24/7

Kwik Star

135 E Ridgeway Ave, Waterloo, IA 50702, USA

Bitstop 24/7

Rays Supermarket

1975 Franklin St

Bitstop

Frequently Asked Questions

How many Bitcoin ATMs are in Waterloo, IA?

There are 6 Bitcoin ATMs in Waterloo, Iowa, operated by 1 different provider.

Which operators have Bitcoin ATMs in Waterloo?

Bitcoin ATM operators in Waterloo include: Bitstop (6).

Are there 24/7 Bitcoin ATMs in Waterloo?

Yes, 5 of the 6 Bitcoin ATMs in Waterloo are available 24 hours a day, 7 days a week — that’s 83% of all locations.

What fees do Bitcoin ATMs charge in Waterloo?

Iowa caps total Bitcoin ATM fees — including the exchange-rate spread — at 15% under Iowa Consumer Fraud Act (per AG enforcement). That is the legal maximum in Waterloo; operators may charge less.

Is there a daily limit on Bitcoin ATM purchases in Waterloo?

Yes. Iowa sets statewide transaction limits: new customers are limited to $1,000/day. Individual operators may impose lower limits of their own.

How do I use a Bitcoin ATM in Waterloo?

To buy Bitcoin at an ATM in Waterloo: (1) Find a location using the map above, (2) bring cash and a valid ID, (3) scan your Bitcoin wallet QR code or create a new wallet at the machine, (4) insert cash, and (5) confirm the transaction. Most ATMs have a $20 minimum purchase.