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Iowa Bitcoin ATM Regulations

Iowa limits all customers to $1,000 per day and new customers to $10,000 during their first 30 days. Charges are capped at the greater of $5 or 15%. The 2026 amendments expressly require kiosk operators to hold money-transmission licenses.

Review and sources

Summary reviewed: . Official source. This is a dated summary; later amendments may change these requirements.

Overview

Iowa limits all customers to $1,000 per day and new customers to $10,000 during their first 30 days. Charges are capped at the greater of $5 or 15%. The 2026 amendments expressly require kiosk operators to hold money-transmission licenses.

Sources and legislation

Enacted law or regulator. 2026 enacted amendments.

This summary covers selected kiosk provisions. Licensing, disclosures, identification, and refund conditions must be read in the full law.