Bitcoin ATMs in Spencer, IA
Spencer, Iowa has 1 Bitcoin ATM from 1 operator. All locations are operated by Bitstop. 1 location is available 24/7.
1
ATMs
1
Operators
Last updated: July 2026
At a Glance
1
Bitcoin ATMs
1
Operators
Bitstop
Top Operator (1)
100%
Open 24/7
Bitcoin ATM Fees & Limits in Spencer, IA
15%
Statutory maximum in Iowa
Total fees, including the exchange-rate spread, may not exceed 15% under Iowa Consumer Fraud Act (per AG enforcement). This is a legal ceiling, not an average — operators may charge less.
Iowa AG has cited a 15% effective cap in enforcement against Bitcoin Depot and CoinFlip.
Iowa transaction limits
- New customers$1,000/day
- Established customers$1,000/day
- Fee cap15% or $5
All Bitcoin ATMs in Spencer
1 locationsKwik Star
101 E 42nd St, Spencer, IA 51301, USA
Frequently Asked Questions
How many Bitcoin ATMs are in Spencer, IA?
There are 1 Bitcoin ATMs in Spencer, Iowa, operated by 1 different provider.
Which operators have Bitcoin ATMs in Spencer?
Bitcoin ATM operators in Spencer include: Bitstop (1).
Are there 24/7 Bitcoin ATMs in Spencer?
Yes, 1 of the 1 Bitcoin ATMs in Spencer are available 24 hours a day, 7 days a week — that’s 100% of all locations.
What fees do Bitcoin ATMs charge in Spencer?
Iowa caps total Bitcoin ATM fees — including the exchange-rate spread — at 15% under Iowa Consumer Fraud Act (per AG enforcement). That is the legal maximum in Spencer; operators may charge less.
Is there a daily limit on Bitcoin ATM purchases in Spencer?
Yes. Iowa sets statewide transaction limits: new customers are limited to $1,000/day. Individual operators may impose lower limits of their own.
How do I use a Bitcoin ATM in Spencer?
To buy Bitcoin at an ATM in Spencer: (1) Find a location using the map above, (2) bring cash and a valid ID, (3) scan your Bitcoin wallet QR code or create a new wallet at the machine, (4) insert cash, and (5) confirm the transaction. Most ATMs have a $20 minimum purchase.