Monticello, Iowa has 2 Bitcoin ATMs from 1 operator. All locations are operated by Bitstop. 2 locations report 24/7 access; confirm host hours before travelling. Of the operators here with enough reader fee reports, Bitstop averages the lowest reported fee (~17% across 3 reports).
2
ATMs
1
Operators
Directory page built: November 2026
At a Glance
2Bitcoin ATMs
1Operators
BitstopTop Operator (2)
100%Reported 24/7
Before visiting a Bitcoin ATM in Monticello
Compare the exact host address and operator, confirm access hours, and check whether the machine supports buying, selling, or both. Read the final quote, including fees and the exchange-rate spread, before confirming a transaction.
2 of 2 listings were seen in a source within the past 30 days. Latest source observation: 2026-11-12. A source observation confirms a listing was reported; it does not verify that a machine is working now.
Hours and features are reported by sources and may change. Report an incorrect listing with the operator, host address, and what you found.
Bitcoin ATM Fees & Limits in Monticello, IA
Greater of $5 or 15%
Statutory maximum in Iowa
Total fees, including the exchange-rate spread, may not exceed Greater of $5 or 15% under Iowa Code § 533C.1004; 2026 Chapter 1078. This is a legal ceiling, not an average — operators may charge less.
Averages are crowdsourced from reader submissions for these operators nationally, not only in Monticello. Individual machines vary.
Iowa transaction limits
New customers$1,000/day
Established customers$1,000/day
Fee capGreater of $5 or 15%
ActiveIowa Code § 533C.1004; 2026 Chapter 1078
Iowa limits all customers to $1,000 per day and new customers to $10,000 during their first 30 days. Charges are capped at the greater of $5 or 15%. The 2026 amendments expressly require kiosk operators to hold money-transmission licenses.
Our directory lists 2 Bitcoin ATMs in Monticello, Iowa, from 1 provider.
Which operators have Bitcoin ATMs in Monticello?
Bitcoin ATM operators in Monticello include: Bitstop (2).
Are there 24/7 Bitcoin ATMs in Monticello?
2 listings in Monticello report 24-hour access (100% of this directory). These are source-reported hours, not a live uptime check. Confirm host access with the operator before travelling.
What fees do Bitcoin ATMs charge in Monticello?
Iowa caps total Bitcoin ATM fees — including the exchange-rate spread — at Greater of $5 or 15% under Iowa Code § 533C.1004; 2026 Chapter 1078. That is the legal maximum in Monticello; operators may charge less. Fees reported to us by customers average 17%.
Is there a daily limit on Bitcoin ATM purchases in Monticello?
Yes. Iowa sets statewide transaction limits: new customers are limited to $1,000/day. Individual operators may impose lower limits of their own.
Can I sell Bitcoin for cash at an ATM in Monticello?
None of the 2 listings in Monticello is marked as a two-way machine in our source data: 2 do not specify a direction in our source data. Confirm with the operator before you go if you want to sell.
How do I use a Bitcoin ATM in Monticello?
To buy Bitcoin at one of the 2 listed ATMs in Monticello: (1) pick a location from the list or map above, (2) bring cash and a valid ID, (3) scan your own Bitcoin wallet QR code, (4) insert cash, and (5) review the quoted fee and exchange rate before you confirm. Never send Bitcoin to a wallet address someone else gave you.