BitcoinATM.news

Bitcoin ATMs in Harvard, IL

Harvard, Illinois has 2 Bitcoin ATMs from 2 operators. Unbank leads with 1 location.

2
ATMs
2
Operators
Last updated: July 2026
At a Glance
2 Bitcoin ATMs
2 Operators
Unbank Top Operator (1)

Bitcoin ATM Fees & Limits in Harvard, IL

18%
Statutory maximum in Illinois

Total fees, including the exchange-rate spread, may not exceed 18% under Digital Asset Kiosks Act (SB 2319). This is a legal ceiling, not an average — operators may charge less.

Maximum 18% of transaction value or $5, whichever is greater.

Illinois transaction limits

  • New customers$2,500/day
  • Established customers$10,500/day
  • Fee cap18% or $5
Active SB 2319 - Digital Asset Kiosks Act

Full Illinois regulations guide · Verified 2026-03-14

How the operators in Harvard rate

OperatorATMsTrustHardwareAvg fee
Unbank 1 A ★★★★★ —
Byte Federal 1 C ★★½☆☆ —

Trust grades reflect regulatory and enforcement history; hardware ratings score the machine models an operator deploys. How we score.

All Bitcoin ATMs in Harvard

2 locations
Harvard Discount Tobacco Hub
24 N Ayer St, Harvard, IL 60033, USA
Unbank
Shell
1300 N Division St, Harvard, IL 60033, USA
Byte Federal, Inc.

Frequently Asked Questions

How many Bitcoin ATMs are in Harvard, IL?
There are 2 Bitcoin ATMs in Harvard, Illinois, operated by 2 different providers.
Which operators have Bitcoin ATMs in Harvard?
Bitcoin ATM operators in Harvard include: Unbank (1), Byte Federal (1).
Are there 24/7 Bitcoin ATMs in Harvard?
Currently, none of the 2 Bitcoin ATMs in Harvard are confirmed to be open 24/7. Check individual ATM pages for the most current hours.
What fees do Bitcoin ATMs charge in Harvard?
Illinois caps total Bitcoin ATM fees — including the exchange-rate spread — at 18% under Digital Asset Kiosks Act (SB 2319). That is the legal maximum in Harvard; operators may charge less.
Is there a daily limit on Bitcoin ATM purchases in Harvard?
Yes. Illinois sets statewide transaction limits: new customers are limited to $2,500/day, and established customers to $10,500/day. Individual operators may impose lower limits of their own.
How do I use a Bitcoin ATM in Harvard?
To buy Bitcoin at an ATM in Harvard: (1) Find a location using the map above, (2) bring cash and a valid ID, (3) scan your Bitcoin wallet QR code or create a new wallet at the machine, (4) insert cash, and (5) confirm the transaction. Most ATMs have a $20 minimum purchase.