Vermont Bitcoin ATM Regulations
Vermont’s Act 142 prohibits virtual currency kiosks and terminates existing kiosk registrations from July 1, 2026. It replaces the earlier transaction-limit framework. Consult the enacted act for the associated customer refund and account-closing requirements.
Review and sources
Summary reviewed: . Official source. This is a dated summary; later amendments may change these requirements.
Overview
Vermont’s Act 142 prohibits virtual currency kiosks and terminates existing kiosk registrations from July 1, 2026. It replaces the earlier transaction-limit framework. Consult the enacted act for the associated customer refund and account-closing requirements.
Sources and legislation
Enacted law or regulator. Enacted act. Legal analysis of the enacted act.
This summary covers selected kiosk provisions. Licensing, disclosures, identification, and refund conditions must be read in the full law.
Kiosk status in Vermont
Because Vermont prohibits Bitcoin kiosks under the law summarized above, there are no operating limits or fee caps to describe; any machine still running in the state should be reported to the regulator.
Key dates
- Effective date of the kiosk provisions: .
- Enacted as: Vermont 2026 Act 142 (H.648).
- We last reviewed this summary against the official source on .
How Vermont compares
Vermont is one of 4 jurisdictions in our dataset that prohibit Bitcoin kiosks (Indiana, Minnesota, Tennessee, Vermont). See every state side by side on the regulations overview.
Rules change at the state line. If you live near a border, the kiosk you use may be governed by a neighbor's law:
| Neighboring state | Status | Daily limit | Fee cap |
|---|---|---|---|
| Massachusetts | General (Fact Specific) | None recorded | None recorded |
| New Hampshire | Pending Signature | None recorded | None recorded |
| New York | General Licensing | None recorded | None recorded |
Federal rules that apply in Vermont
State law sits on top of federal requirements that apply to every Bitcoin ATM operator in the United States, including in Vermont:
- Money services business registration. Kiosk operators are money transmitters under the Bank Secrecy Act and must register with FinCEN.
- Anti-money-laundering program. Operators must run a written AML program with a compliance officer, training, and independent review.
- Reporting. Operators file Suspicious Activity Reports and Currency Transaction Reports for cash transactions over $10,000 in a day.
- Sanctions screening. Transactions involving sanctioned persons or wallets are prohibited under OFAC rules.
These federal duties explain why kiosks ask for a phone number, ID, or a selfie as amounts rise — identification tiers are how operators meet them.
Bitcoin ATM scam warnings
The biggest risk at a Bitcoin ATM is a scammer directing the payment. The same scripts appear in Vermont as nationwide:
- Government or police impersonation — a caller says you owe a fine or your accounts are frozen and must be "protected" in Bitcoin.
- Tech-support and bank-fraud alerts — a pop-up or call claims your computer or bank account is compromised.
- Romance and investment schemes — an online contact steers you to "invest" or send help through a kiosk.
- Utility shut-off threats — a caller demands immediate payment to keep service on.
No government agency, utility, bank, or legitimate business asks to be paid through a Bitcoin ATM. If someone is on the phone telling you which buttons to press or gives you a QR code to scan, stop. Bitcoin transactions are generally irreversible once confirmed.
Frequently asked questions
Are Bitcoin ATMs legal in Vermont?
No. Vermont’s Act 142 prohibits virtual currency kiosks and terminates existing kiosk registrations from July 1, 2026. It replaces the earlier transaction-limit framework. Consult the enacted act for the associated customer refund and account-closing requirements.
Where do I report a Bitcoin ATM scam in Vermont?
Contact the operator's support line immediately (the number is on the kiosk and receipt), then file reports with local police, the FBI's Internet Crime Complaint Center (ic3.gov), and the FTC (reportfraud.ftc.gov). You can also contact the Vermont regulator through the official source linked on this page.