New Hampshire Bitcoin ATM Regulations
New Hampshire’s Banking Department says money transmitters dealing solely in convertible virtual currency are not licensed or supervised under RSA 399-G.
Licensing Requirements
New Hampshire’s Banking Department has published a position statement explaining that entities dealing solely in convertible virtual currency are not licensed or supervised as money transmitters under RSA 399-G.
The same statement says businesses that transmit traditional fiat currency, or both fiat and cryptocurrency, can still require licensure.
That makes New Hampshire another state where the exact mix of fiat and crypto activity matters for kiosk operators.
Federal Requirements
Even when New Hampshire does not license crypto-only transmission, federal MSB and AML obligations can still apply.
- Register with FinCEN as a money services business when required by federal law.
- Maintain a written anti-money-laundering program, designate a compliance officer, and train kiosk support staff.
- Use customer identification, sanctions screening, and scam-escalation procedures sized to transaction risk.
- File Suspicious Activity Reports and Currency Transaction Reports when thresholds or facts require them.
Consumer Protection Resources
New Hampshire Department of Justice Consumer Protection Bureau is the main public contact for scam complaints and consumer questions in New Hampshire.
Consumers can start with New Hampshire Department of Justice Consumer Protection Bureau or call (603) 271-3641.
- The Banking Department directs consumers harmed by cryptocurrency transmitters to the Consumer Protection Bureau.
- Consumers should not assume an online or kiosk provider has state oversight just because it offers service in New Hampshire.
- Preserve wallet details, receipts, and chat logs if fraud is suspected.
Operator Requirements
New Hampshire is function-driven rather than label-driven.
- Crypto-only transmission is generally outside RSA 399-G licensing.
- Fiat transmission, or combined fiat-and-crypto transmission, can still require a license.
- Operators should document exactly how cash is accepted, held, and delivered before relying on the exemption.
Legislative Reference
Primary state framework: RSA 399-G and New Hampshire Banking Department position statement on cryptocurrency jurisdiction.
Primary regulator: New Hampshire Banking Department.
New Hampshire’s current framework is defined by RSA 399-G and the Banking Department’s published position statement rather than a kiosk-only Bitcoin ATM law.
Official source: state licensing and guidance materials.