Delaware Bitcoin ATM Regulations

Licensing Requirements

Delaware’s Office of the State Bank Commissioner licenses non-depository financial businesses, including companies engaged in the sale of checks and the transmission of money.

No Delaware statute specific to Bitcoin ATMs was identified as of March 24, 2026. Operators typically analyze their activity under the state’s general transmission-of-money framework.

Delaware also maintains license application and renewal materials for these businesses through its non-depository licensing portal.

Federal Requirements

Federal rules still matter even where a state has no Bitcoin ATM-specific statute.

• Register with FinCEN as a money services business when required by federal law.
• Maintain a written anti-money-laundering program, designate a compliance officer, and train kiosk support staff.
• Use customer identification, sanctions screening, and scam-escalation procedures sized to transaction risk.
• File Suspicious Activity Reports and Currency Transaction Reports when thresholds or facts require them.

Consumer Protection Resources

Delaware Office of the State Bank Commissioner is the main public contact for scam complaints and consumer questions in Delaware.

Consumers can start with Delaware Office of the State Bank Commissioner.

• Delaware’s banking regulator handles complaints against licensed financial services businesses.
• Consumers should confirm a company is licensed before sending money or digital assets.
• Avoid any request to buy Bitcoin because a caller claims to be law enforcement or a government official.

Legislative Reference

Primary state framework: 5 Del. C. ch. 23 (Sale of Checks and Transmission of Money).

Primary regulator: Delaware Office of the State Bank Commissioner.

Delaware continues to rely on its general transmission-of-money rules instead of a kiosk-only statute.

Official source: state licensing and guidance materials.