Colorado Bitcoin ATM Regulations
The "Colorado Vending of Digital Assets Act" (SB 25-079) establishes comprehensive regulations for Bitcoin ATMs, with specific on-screen warning requirements. Effective January 1, 2026.
Licensing Requirements
The "Colorado Vending of Digital Assets Act" (SB 25-079) was approved and takes effect January 1, 2026. This comprehensive legislation establishes the regulatory framework for all Bitcoin ATM operations in Colorado.
Operators must register with the Colorado Division of Banking and maintain appropriate money transmitter licensing.
Transaction Limits
Colorado establishes a 7-day new customer period, providing a middle ground between shorter and longer periods used by other states.
| Customer Type | Daily Limit |
|---|---|
| New Customer | $2,000 |
| Existing Customer | $10,500 |
Customer Script
"Under Colorado's new Vending of Digital Assets Act, your daily limit is $2,000 for your first week with us. Once you have been a customer for seven days, your limit will increase."
| Customer Type | Daily Limit | Notes |
|---|---|---|
| New Customer | $2,000/day | Period: 7 Days |
| Existing Customer | $10,500/day | After new customer period |
Fee Caps
Compliance Note - Fee Limits
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KYC & New Customer Rules
Under Colorado law, customers are considered "New" for seven days after their first transaction.
- New customer period: 7 days from first transaction
- Government-issued ID required for verification
- Customer status must be tracked and verified for each transaction
Warning Requirements
On-Screen Warning Requirements
All Colorado kiosks must display a specific on-screen warning regarding government agents or bill collectors before any transaction proceeds. This warning must be acknowledged by the customer before the transaction can continue.
Legislative Reference
The primary legislation governing Bitcoin ATM operations in Colorado is Senate Bill 25-079, known as the "Colorado Vending of Digital Assets Act."
SB 25-079 - Colorado Vending of Digital Assets Act
SB 25-079 - Colorado Vending of Digital Assets Act