Arizona Bitcoin ATM Regulations
House Bill 2387 (Chapter 171) establishes comprehensive regulations for Bitcoin ATM operators in Arizona, effective January 1, 2026.
Licensing Requirements
Arizona House Bill 2387 (Chapter 171) was approved on May 12, 2025, establishing a licensing framework for Bitcoin ATM operators.
Operators must register with the Arizona Department of Financial Institutions and comply with all money transmitter requirements under state law. Licensing requirements take effect January 1, 2026.
Transaction Limits
Arizona law establishes tiered daily transaction limits based on customer status.
| Customer Type | Daily Limit |
|---|---|
| New Customer | $2,000 |
| Existing Customer | $10,500 |
Customer Script
"In Arizona, state law limits new customers to $2,000 in transactions per day for the first 10 days. After that period, the limit increases to $10,500 daily."
| Customer Type | Daily Limit | Notes |
|---|---|---|
| New Customer | $2,000/day | Period: 10 Days |
| Existing Customer | $10,500/day | After new customer period |
Fee Caps
Compliance Note - Fee Limits
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KYC & New Customer Rules
"New Customer" is defined as someone who has been transacting with the operator for less than 10 days.
- New customer period: 10 days from first transaction
- Government-issued ID required for all transactions
- Operators must verify customer has reached the 10-day threshold before allowing higher limits
- Customer records must be maintained per state requirements
Legislative Reference
The primary legislation governing Bitcoin ATM operations in Arizona is House Bill 2387, signed into law as Chapter 171 on May 12, 2025.
HB 2387 (Chapter 171)
HB 2387 (Chapter 171)