Arizona Bitcoin ATM Regulations
House Bill 2387 (Chapter 171) establishes comprehensive regulations for cryptocurrency kiosk operators in Arizona, effective January 1, 2026.
Licensing Requirements
Arizona House Bill 2387 (Chapter 171) was approved on May 12, 2025, establishing a licensing framework for cryptocurrency kiosk operators. The law requires all operators to obtain proper licensing by January 1, 2026.
Operators must register with the Arizona Department of Financial Institutions and comply with all money transmitter requirements under state law.
Important Date
Licensing requirements take effect January 1, 2026. Operators should begin the application process well in advance to ensure compliance.
Transaction Limits
Arizona law establishes tiered daily transaction limits based on customer status. These limits are designed to protect consumers while allowing legitimate transactions.
| Customer Type | Daily Limit | Notes |
|---|---|---|
| New Customer | $2,000 | First 10 days of account |
| Existing Customer | $10,500 | After 10-day period |
Customer Script
"In Arizona, state law limits new customers to $2,000 in transactions per day for the first 10 days. After that period, the limit increases to $10,500 daily."
KYC & New Customer Rules
Under Arizona law, a "New Customer" is defined as someone who has been transacting with the operator for less than 10 days. This is one of the longer new customer periods among states with recent legislation.
- New customer period: 10 days from first transaction
- Government-issued ID required for all transactions
- Operators must verify customer has reached the 10-day threshold before allowing higher limits
- Customer records must be maintained per state requirements
Compliance Note
Operators must verify that the customer has reached the 10-day "Existing Customer" threshold before allowing transactions over $2,000 to ensure compliance with Section 6-1236.
Legislative Reference
The primary legislation governing Bitcoin ATM operations in Arizona is House Bill 2387, signed into law as Chapter 171 on May 12, 2025.
HB 2387 (Chapter 171)