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Byte Federal

100% American-Made Bitcoin ATMs

USA Made Lightning Network Non-Custodial Wallet
1,302
Locations
41
States
Varies
Avg Fee
Report Fee
C
Good Trust Rating
FinCEN Registered MSB
Licensed in 13 States
Nationwide Coverage
Litigation Notice

Byte Federal suffered a major data breach in September 2024 exposing ~58,000 customers' SSNs, government IDs, and transaction data via a GitLab vulnerability. Class action (Fisher v. Byte Federal) filed in Broward County, FL with preliminary settlement approved April 2025. Also subject to Missouri AG Civil Investigative Demand (January 2026).

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Trust Factors
Overall Grade: C
Pending Investigations -10
Pending Litigations -15
Consumer Fraud Complaints -10
NMLS Adverse Actions -10
Years Operating +10
Editor's Assessment Strong product undermined by major data security breach
C

Byte Federal's vertical integration and American-made hardware remain genuine differentiators. However, a September 2024 data breach via a GitLab vulnerability exposed ~58,000 customers' sensitive data — including Social Security numbers, government IDs, and transaction histories. The resulting class action (Fisher v. Byte Federal, CACE-25-002678) reached preliminary settlement in April 2025, offering up to $3,080 per affected individual. While the settlement demonstrates accountability, the breach reveals cybersecurity gaps inconsistent with handling sensitive financial data. Combined with the pending Missouri AG investigation, the C rating reflects elevated risk despite an otherwise differentiated product.

About Byte Federal

Byte Federal is a Venice, Florida-based Bitcoin ATM operator founded in 2016. The company distinguishes itself by developing 100% American-made hardware and software for their ATM network spanning 1,350+ locations across 42 states.

Byte Federal offers Lightning Network support for faster, lower-cost Bitcoin transactions, plus their ByteWallet (non-custodial wallet) and ByteVault apps for managing cryptocurrency. They also provide POS systems for merchants to accept crypto payments.

Visit bytefederal.com for more information.

ATM Hardware
Byte Federal ByteATM
Byte Federal ByteATM

USA Made

American hardware & software

Lightning Network

Fast, cheap transfers

ByteWallet

Non-custodial wallet

Merchant POS

Business solutions

Compliance & Licensing
FinCEN MSB Registration
31000167890123
State Licenses
FL, TX, CA, NY, IL +8 more
Last Verified
2025-01-15
Regulatory Record
1 NMLS Actions
2 Reg. Actions
1 Litigations

High regulatory risk - review details before transacting

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How Trust Ratings Work

Overview

Each operator starts with a base score of 100 points. Points are deducted for regulatory issues, legal problems, and consumer complaints. Bonuses are added for years of operation and clean compliance records.

Deductions

  • Cease & Desist Order (pending)-30 pts
  • Ponzi Scheme / Fraud Allegations-40 pts
  • Pending Litigation (each)-15 pts
  • Consumer Fraud Complaint (each)-10 pts
  • NMLS Adverse Action (each)-10 pts
  • Danger-Level Warning-25 pts

Bonuses

  • Years Operating (+2/year, max 10)+10 pts max
  • Clean Compliance Record+5 pts

Grade Thresholds

A+
90-100
A
80-89
B
70-79
C
60-69
D
50-59
F
0-49

Trust ratings are based on publicly available regulatory records, legal filings, and consumer complaints. Ratings are updated as new information becomes available.