Effingham, Illinois has 6 Bitcoin ATMs from 5 operators. Bitstop leads with 2 locations (33% of listings). 4 locations report 24/7 access; confirm host hours before travelling. Of the operators here with enough reader fee reports, Bitstop averages the lowest reported fee (~17% across 3 reports).
6
ATMs
5
Operators
Directory page built: October 2026
At a Glance
6Bitcoin ATMs
5Operators
BitstopTop Operator (2)
67%Reported 24/7
Before visiting a Bitcoin ATM in Effingham
Compare the exact host address and operator, confirm access hours, and check whether the machine supports buying, selling, or both. Read the final quote, including fees and the exchange-rate spread, before confirming a transaction.
6 of 6 listings were seen in a source within the past 30 days. Latest source observation: 2026-10-25. A source observation confirms a listing was reported; it does not verify that a machine is working now.
Hours and features are reported by sources and may change. Report an incorrect listing with the operator, host address, and what you found.
Bitcoin ATM Fees & Limits in Effingham, IL
Greater of $5 or 18%
Statutory maximum in Illinois
Total fees, including the exchange-rate spread, may not exceed Greater of $5 or 18% under Illinois Public Act 104-0429. This is a legal ceiling, not an average — operators may charge less.
Averages are crowdsourced from reader submissions for these operators nationally, not only in Effingham. Individual machines vary.
Illinois transaction limits
New customers$2,500/day
Established customers$10,500/day
Fee capGreater of $5 or 18%
ActiveIllinois Public Act 104-0429
Illinois limits new customers to $2,500 per day and existing customers to $10,500. The new-customer period ends at the earlier of three transactions or seven days. Charges are capped at the greater of $5 or 18%.
Our directory lists 6 Bitcoin ATMs in Effingham, Illinois, from 5 providers. Bitstop has the most, with 2 (33%).
Which operators have Bitcoin ATMs in Effingham?
Bitcoin ATM operators in Effingham include: Bitstop (2), Athena (1), Byte Federal (1), CoinFlip (1), RockItCoin (1).
Are there 24/7 Bitcoin ATMs in Effingham?
4 listings in Effingham report 24-hour access (67% of this directory). These are source-reported hours, not a live uptime check. Confirm host access with the operator before travelling.
What fees do Bitcoin ATMs charge in Effingham?
Illinois caps total Bitcoin ATM fees — including the exchange-rate spread — at Greater of $5 or 18% under Illinois Public Act 104-0429. That is the legal maximum in Effingham; operators may charge less. Fees reported to us by customers average 17%.
Is there a daily limit on Bitcoin ATM purchases in Effingham?
Yes. Illinois sets statewide transaction limits: new customers are limited to $2,500/day, and established customers to $10,500/day. Individual operators may impose lower limits of their own.
Can I sell Bitcoin for cash at an ATM in Effingham?
None of the 6 listings in Effingham is marked as a two-way machine in our source data: 6 do not specify a direction in our source data. Confirm with the operator before you go if you want to sell.
How do I use a Bitcoin ATM in Effingham?
To buy Bitcoin at one of the 6 listed ATMs in Effingham: (1) pick a location from the list or map above, (2) bring cash and a valid ID, (3) scan your own Bitcoin wallet QR code, (4) insert cash, and (5) review the quoted fee and exchange rate before you confirm. Never send Bitcoin to a wallet address someone else gave you.