Bitcoin ATMs in Effingham, IL

Effingham, Illinois has 6 Bitcoin ATMs from 5 operators. Bitstop leads with 2 locations. 2 locations are available 24/7.

6

ATMs

5

Operators

Last updated: July 2026

Bitcoin ATM Fees & Limits in Effingham, IL

18%

Statutory maximum in Illinois

Total fees, including the exchange-rate spread, may not exceed 18% under Digital Asset Kiosks Act (SB 2319). This is a legal ceiling, not an average — operators may charge less.

Maximum 18% of transaction value or $5, whichever is greater.

Illinois transaction limits

• New customers$2,500/day
• Established customers$10,500/day
• Fee cap18% or $5

Active SB 2319 - Digital Asset Kiosks Act

Full Illinois regulations guide · Verified 2026-03-14

How the operators in Effingham rate

Operator	ATMs	Trust	Hardware	Avg fee
Bitstop	2	F	★★★½☆	—
Athena	1	F	★★★½☆	—
CoinFlip	1	F	★★★★☆	—
Byte Federal	1	C	★★½☆☆	—
RockItCoin	1	A	★★★½☆	—

Trust grades reflect regulatory and enforcement history; hardware ratings score the machine models an operator deploys. How we score.

All Bitcoin ATMs in Effingham

6 locations

Kirby Foods Effingham

101 S Merchant St

Bitstop

Kirby Foods Effingham

101 S Merchant St, Effingham, IL 62401, USA

Bitstop

Mach 1 / Phillips 66

2911 S Banker St, Effingham, IL 62401, USA

RockItCoin Featured 24/7

Phillips 66

16719 County Rd 1000 E, Effingham, IL 62401, USA

Athena Bitcoin 24/7

Top Shelf Beer Wine & Spirits

1201 Ave of Mid-America, Effingham, IL 62401, USA

Byte Federal, Inc.

Truckers Pub Inc.

1707 West Avenue of Mid-America, Effingham, IL 62401, USA

CoinFlip Bitcoin ATMs

Frequently Asked Questions

How many Bitcoin ATMs are in Effingham, IL?

There are 6 Bitcoin ATMs in Effingham, Illinois, operated by 5 different providers.

Which operators have Bitcoin ATMs in Effingham?

Bitcoin ATM operators in Effingham include: Bitstop (2), Athena (1), CoinFlip (1), Byte Federal (1), RockItCoin (1).

Are there 24/7 Bitcoin ATMs in Effingham?

Yes, 2 of the 6 Bitcoin ATMs in Effingham are available 24 hours a day, 7 days a week — that’s 33% of all locations.

What fees do Bitcoin ATMs charge in Effingham?

Illinois caps total Bitcoin ATM fees — including the exchange-rate spread — at 18% under Digital Asset Kiosks Act (SB 2319). That is the legal maximum in Effingham; operators may charge less.

Is there a daily limit on Bitcoin ATM purchases in Effingham?

Yes. Illinois sets statewide transaction limits: new customers are limited to $2,500/day, and established customers to $10,500/day. Individual operators may impose lower limits of their own.

How do I use a Bitcoin ATM in Effingham?

To buy Bitcoin at an ATM in Effingham: (1) Find a location using the map above, (2) bring cash and a valid ID, (3) scan your Bitcoin wallet QR code or create a new wallet at the machine, (4) insert cash, and (5) confirm the transaction. Most ATMs have a $20 minimum purchase.